ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) - CAMS7무료 덤프문제 풀어보기

A. Enhanced due diligence (EDD)

B. Customer risk assessment

C. Transaction monitoring

D. Sanctions screening

A. Request information from the relationship manager assigned to the account that caused the alert

B. Perform below-the-line testing to ensure the automated monitoring system is operating effectively

C. Send a request for information to the counterparty bank involved in the transaction that caused the alert

D. Restrict the client's access to the account

A. AFC (Anti-Financial Crime) and sanctions-related seminars, webinars, and training within these countries.

B. Bilateral conversations and cooperation between governments.

C. Enforcement and pecuniary fines against these countries.

D. Restrict trade between countries that have robust AML/CFT and sanctions regulatory regimes and those that do not.

A. yellow notice

B. red notice

C. grey list

D. white list

A. Payments are regularly received from third parties that have no apparent relationship with the policy holder.

B. A customer engages an attorney to consult on the issuance of the policy.

C. A customer names an apparently unrelated third party as a beneficiary.

D. A customer transfers the policy to another insurance company unaffiliated with the original policy issuer.

A. Senior management

B. The first line

C. The second line

D. The third line

A. imposes economic sanctions on jurisdictions with lax AML controls to force them to strengthen their controls.

B. conducts a peer review process whereby member countries assess the AML controls of other jurisdictions and provide recommendations for improvement.

C. publishes annual reports ranking all member jurisdictions based on their self-assessment of AML controls.

D. conducts on-site inspections of financial institutions in jurisdictions with lax AML controls to identify deficiencies and recommend improvements.

A. Generated results will still have to be assessed for the completeness and applicability of the identified rules

B. Generated results are likely to be accurate and valid because of the large number of rules analyzed

C. Training should focus on the rules used and not how the AI performs its function

D. AI may be ineffective because it cannot be trained to identify rules applicable to a specific bank

A. Operating in high-risk jurisdictions with limited oversight

B. Involvement in community development and humanitarian aid projects

C. Frequent changes in leadership and mission statements

D. Large and unaccounted cash donations from anonymous sources

E. Extensive transparency in financial reporting and governance practices

A. Immediately provide records to the grand jury

B. Notify the customer and seek consent

C. File a Suspicious Activity Report (SAR) describing receipt of the subpoena

D. Consult with the institution's legal counsel to assess validity and determine the appropriate response