CSI Applied Financial Planning Certification Exam 1 (AFP) - AFP-Exam-1무료 덤프문제 풀어보기
Owen and Lina are looking to purchase a home in the next few months. Owen is the primary income earner for the family. His credit history is weak with several recently paid collections Lina has a perfect credit record but limited income and irregular employment. What will their financial planner advise them about the impact their credit ratings will have on their ability to secure a mortgage?
정답: D
설명: (Fast2test 회원만 볼 수 있음)
A client believes that security prices quickly reflect public information and wants broad Canadian equity exposure with low cost and minimal manager discretion. What investment best matches this view?
정답: C
설명: (Fast2test 회원만 볼 수 있음)
Richard pays periodic spousal support and child support under a written separation agreement. Which statement is generally correct?
정답: D
설명: (Fast2test 회원만 볼 수 있음)
Derek recently inherited $900,000. He asks his financial planner to invest the entire amount in a concentrated portfolio of junior mining stocks. Derek has never invested before, has two young children, and is still deciding whether to purchase a home. What should the planner do first?
정답: C
설명: (Fast2test 회원만 볼 수 있음)
Francois and Brigitte are meeting with their financial planner, Robin. They would like to ensure that if one of them were to die suddenly that their mortgage would be paid in full. Their current mortgage has an outstanding balance of $400,000 with 10 years remaining. The couple are in good health and have a well- balanced financial plan that focuses on debt reduction and savings. Which type of insurance policy should Robin recommend to assist the couple in meeting their objective?
정답: B
설명: (Fast2test 회원만 볼 수 있음)
Chris is a self-employed contractor discussing his retirement plans with his financial planner, Joseph. Chris is considering incorporating his business and drawing funds from his corporation to fund his retirement income, yet he wants to ensure it does not impact his business's financial position. What advice should Joseph give to Chris?
정답: C
설명: (Fast2test 회원만 볼 수 있음)